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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,446 | $209,422-14.3% | $178,503+0.5% | $158,982+12.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 16.66% | 188.81%-172.1pp | 151.12%-134.5pp | 302.99%-286.3pp |
| Employer contribution / active EE | $2,612 | $5,707-54.2% | $5,011-47.9% | $4,763-45.1% |
| Participant deferral / active EE | $3,557 | $5,955-40.3% | $5,202-31.6% | $5,983-40.5% |
| Admin fee / account holder | $7,305 | $17,079-57.2% | $13,987-47.8% | $11,252-35.1% |