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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,594 | $202,342-22.6% | $172,753-9.4% | $152,909+2.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 19.87% | 1029.88%-1010.0pp | 803.00%-783.1pp | 345.46%-325.6pp |
| Employer contribution / active EE | $3,049 | $5,857-47.9% | $5,144-40.7% | $4,764-36.0% |
| Participant deferral / active EE | $7,193 | $5,948+20.9% | $5,198+38.4% | $5,851+22.9% |
| Admin fee / account holder | $3,498 | $17,112-79.6% | $13,956-74.9% | $11,601-69.9% |