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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,812 | $22,602-52.2% | $65,566-83.5% | $75,173-85.6% |
| Participation rate | 90.0% | 63.1%+26.9pp | 64.9%+25.1pp | 67.2%+22.8pp |
| Annual return | 12.59% | 71.13%-58.5pp | 47.40%-34.8pp | 160.72%-148.1pp |
| Employer contribution / active EE | $2,336 | $941+148.3% | $1,692+38.1% | $2,671-12.5% |
| Participant deferral / active EE | $1,811 | $1,695+6.9% | $2,832-36.0% | $4,126-56.1% |
| Admin fee / account holder | $1,298 | $1,877-30.9% | $4,114-68.5% | $5,651-77.0% |