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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,666 | $117,777-92.6% | $71,778-87.9% | $134,545-93.6% |
| Participation rate | 95.8% | 68.9%+26.9pp | 62.3%+33.5pp | 81.2%+14.6pp |
| Annual return | -23.55% | 25.46%-49.0pp | 9.15%-32.7pp | 418.37%-441.9pp |
| Employer contribution / active EE | $2,235 | $2,525-11.5% | $1,704+31.1% | $4,742-52.9% |
| Participant deferral / active EE | $2,668 | $3,756-28.9% | $2,656+0.5% | $6,401-58.3% |
| Admin fee / account holder | $871 | $6,379-86.3% | $3,974-78.1% | $11,431-92.4% |