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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,861 | $105,861-33.1% | $90,756-21.9% | $134,509-47.3% |
| Participation rate | 56.5% | 78.2%-21.7pp | 75.7%-19.2pp | 81.2%-24.7pp |
| Annual return | -15.89% | -10.99%-4.9pp | -12.16%-3.7pp | 418.13%-434.0pp |
| Employer contribution / active EE | $1,163 | $3,463-66.4% | $2,922-60.2% | $4,741-75.5% |
| Participant deferral / active EE | $3,097 | $5,217-40.6% | $4,565-32.1% | $6,400-51.6% |
| Admin fee / account holder | $18 | $13,938-99.9% | $8,445-99.8% | $11,427-99.8% |