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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,824 | $54,355-41.5% | $82,744-61.5% | $68,486-53.5% |
| Participation rate | 97.6% | 63.9%+33.7pp | 72.6%+25.1pp | 67.9%+29.7pp |
| Annual return | -12.39% | -13.67%+1.3pp | 702.22%-714.6pp | -7.85%-4.5pp |
| Employer contribution / active EE | $6,436 | $2,219+190.1% | $3,008+114.0% | $2,597+147.9% |
| Participant deferral / active EE | $6,608 | $3,246+103.5% | $4,395+50.4% | $4,028+64.1% |
| Admin fee / account holder | $2,638 | $4,397-40.0% | $5,325-50.5% | $5,404-51.2% |