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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,521 | $77,817-56.9% | $123,553-72.9% | $64,173-47.8% |
| Participation rate | 75.8% | 74.7%+1.0pp | 82.3%-6.5pp | 69.6%+6.2pp |
| Annual return | -14.90% | 12.49%-27.4pp | 119.21%-134.1pp | 7.63%-22.5pp |
| Employer contribution / active EE | $4,378 | $3,014+45.2% | $4,628-5.4% | $2,381+83.9% |
| Participant deferral / active EE | $4,374 | $5,240-16.5% | $6,426-31.9% | $3,470+26.1% |
| Admin fee / account holder | $306 | $5,519-94.4% | $9,284-96.7% | $4,887-93.7% |