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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,599 | $99,079+137.8% | $78,002+202.0% | $273,972-14.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.5%+24.5pp | 83.0%+17.0pp |
| Annual return | -14.84% | 217.93%-232.8pp | 425.99%-440.8pp | 41.46%-56.3pp |
| Employer contribution / active EE | $14,034 | $3,308+324.3% | $2,470+468.1% | $4,869+188.2% |
| Participant deferral / active EE | $10,368 | $4,306+140.8% | $3,497+196.5% | $5,287+96.1% |
| Admin fee / account holder | $33,333 | $8,954+272.3% | $5,481+508.2% | $10,133+229.0% |