Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,602 | $72,177-77.0% | $115,037-85.6% | $59,633-72.2% |
| Participation rate | 20.0% | 72.6%-52.6pp | 81.4%-61.4pp | 68.7%-48.7pp |
| Annual return | -1.49% | 12.02%-13.5pp | 26.14%-27.6pp | 2041.40%-2042.9pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $4,608-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $1,099 | $4,783-77.0% | $6,026-81.8% | $3,192-65.6% |
| Admin fee / account holder | $560 | $4,927-88.6% | $8,175-93.2% | $4,297-87.0% |