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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,444 | $98,760+195.1% | $149,715+94.7% | $79,858+265.0% |
| Participation rate | 90.9% | 75.8%+15.1pp | 82.5%+8.4pp | 69.6%+21.3pp |
| Annual return | 17.51% | 27.43%-9.9pp | 276.66%-259.2pp | 31.72%-14.2pp |
| Employer contribution / active EE | $5,388 | $3,217+67.5% | $4,645+16.0% | $2,471+118.1% |
| Participant deferral / active EE | $10,970 | $5,681+93.1% | $6,842+60.3% | $3,740+193.3% |
| Admin fee / account holder | $4,505 | $6,053-25.6% | $9,310-51.6% | $5,306-15.1% |