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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,737 | $198,457-0.9% | $170,435+15.4% | $147,586+33.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 8.66% | 257.30%-248.6pp | 205.94%-197.3pp | 578.59%-569.9pp |
| Employer contribution / active EE | $10,650 | $6,183+72.2% | $5,432+96.0% | $4,876+118.4% |
| Participant deferral / active EE | $9,598 | $5,629+70.5% | $4,939+94.3% | $5,439+76.5% |
| Admin fee / account holder | $302 | $16,852-98.2% | $13,881-97.8% | $10,886-97.2% |