Retirement plan

WESTERN AUTO OF PUERTO RICO, INC. RETIREMENT SAVINGS PLAN

Name: WESTERN AUTO OF PUERTO RICO, INC. C/O ADVANCE STOR - WESTERN AUTO OF PUERTO RICO, INC. RETIREMENT SAVINGS PLAN (2018) Form 5500
Creator: WESTERN AUTO OF PUERTO RICO, INC. C/O ADVANCE STOR
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WESTERN AUTO OF PUERTO RICO, INC. RETIREMENT SAVINGS PLAN, WESTERN AUTO OF PUERTO RICO, INC. C/O ADVANCE STOR

WESTERN AUTO OF PUERTO RICO, INC. C/O ADVANCE STOREIN 43-1544437Plan #003PY 2018

5008 AIRPORT ROAD - ROANOKE, VA 24012540-561-6808

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$6.3M

-26.3% from 2017

Total participants

924

+3.1% from 2017

Average account balance

$17,640

-32.5% from 2017

Annual return

-3.47%

-16.96 pp from 2017

Benchmarks

See 1,272 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants250-999

Cohort1,272 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.13M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$17K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

595

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

54.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.21M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.80%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$63

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
BANCO POPULAR DE PUERTO RICO4+ years Service code 25 · EIN 93-0177019	Directed Trustee	$26,810
FIDELITY INVESTMENTS INSTITUTIONAL4+ years Service code 37 · EIN 04-2647786	Loan Processing	$1,575

Plan features & details

Pension benefit codes2F2G2J2K2T3C3H2E

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3C
Plan not intended to be qualified
A plan not intended to be qualified under Code sections 401 403 or 408.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$30K

$33 / participant

Investment mgmt$9863.3%
Other / not subdivided$29K96.7%

% of EOY assets

0.471%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HUGHES PITTMAN & GUPTON, LLP
Auditor EIN: 561415202
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$17,640

$35,485-50.3%

$74,549-76.3%

$55,725-68.3%

Participation rate

35.9%

62.5%-26.7pp

69.1%-33.3pp

70.9%-35.0pp

Annual return

-3.47%

0.72%-4.2pp

32.53%-36.0pp

244.93%-248.4pp

Employer contribution / active EE

$274

$777-64.7%

$1,961-86.0%

$2,078-86.8%

Participant deferral / active EE

$643

$2,181-70.5%

$3,108-79.3%

$3,356-80.8%

Admin fee / account holder

$83

$114-27.3%

$5,059-98.4%

$115-27.8%

Provider

Service type

Compensation

BANCO POPULAR DE PUERTO RICO4+ years

Service code 25 · EIN 93-0177019

Directed Trustee

$26,810

FIDELITY INVESTMENTS INSTITUTIONAL4+ years

Service code 37 · EIN 04-2647786

Loan Processing

$1,575

WESTERN AUTO OF PUERTO RICO, INC. RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WESTERN AUTO OF PUERTO RICO, INC. RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion