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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,322 | $162,785+4.0% | $133,959+26.4% | $158,950+6.5% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 10.39% | 41.94%-31.6pp | 45.09%-34.7pp | 302.91%-292.5pp |
| Employer contribution / active EE | $9,975 | $4,975+100.5% | $3,919+154.6% | $4,762+109.5% |
| Participant deferral / active EE | $3,676 | $5,910-37.8% | $5,047-27.2% | $5,983-38.6% |
| Admin fee / account holder | $5,488 | $11,738-53.2% | $8,928-38.5% | $11,248-51.2% |