Retirement plan

APEX OIL COMPANY, INC. EMPLOYEE SAVINGS PLAN

Name: APEX OIL COMPANY, INC. - APEX OIL COMPANY, INC. EMPLOYEE SAVINGS PLAN (2017) Form 5500
Creator: APEX OIL COMPANY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, APEX OIL COMPANY, INC. EMPLOYEE SAVINGS PLAN, APEX OIL COMPANY, INC.

APEX OIL COMPANY, INC.EIN 43-1530508Plan #001PY 2017

8235 FORSYTH BLVD, SUITE 400 - ST. LOUIS, MO 63105314-854-8531apexlyo.comLinkedIn1-10 employeeschemicals

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$54.8M

+19.5% from 2016

Total participants

790

-10.7% from 2016

Average account balance

$89,048

+36.8% from 2016

Annual return

17.28%

+11.98 pp from 2016

Benchmarks

See 1,232 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants250-999

Cohort1,232 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$55.15M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$100K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

552

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.99M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.18%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$169

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
MERRILL LYNCH PIERCE FENNER & SMITH3+ years Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085	Recordkeeping	$39,161
SUMMIT FINANCIAL CORPORATION1 year Filed as: SUMMIT STRATEGIES Service code 50 8182 MARYLAND AVE · ST LOUIS, MO 63105	Direct Payment	$25,000
WITHUMSMITH+BROWN, PC3+ years Filed as: RUBIN BROWN Service code 50 PO BOX 790379 · ST.LOUIS, MO 63179	Direct Payment	$18,950

Plan features & details

Pension benefit codes2E2F2G2J2K2R2T3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$127K

$222 / participant

Other / not subdivided$127K100.0%

% of EOY assets

0.231%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: RUBINBROWN, LLP
Auditor EIN: 430765316
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$89,048

$71,666+24.3%

$117,861-24.4%

$69,631+27.9%

Participation rate

69.4%

77.5%-8.1pp

79.7%-10.3pp

70.7%-1.3pp

Annual return

17.28%

18.86%-1.6pp

335.11%-317.8pp

27571.02%-27553.7pp

Employer contribution / active EE

$1,958

$1,889+3.7%

$3,786-48.3%

$2,032-3.6%

Participant deferral / active EE

$4,051

$3,340+21.3%

$4,482-9.6%

$3,224+25.7%

Admin fee / account holder

$206

$120+71.3%

$8,021-97.4%

$110+86.6%

Provider

Service type

Compensation

MERRILL LYNCH PIERCE FENNER & SMITH3+ years

Filed as: MERRILL LYNCH, PIERCE, FENNER AND S

Service code 15 · EIN 13-5674085

Recordkeeping

$39,161

SUMMIT FINANCIAL CORPORATION1 year

Filed as: SUMMIT STRATEGIES

Service code 50

8182 MARYLAND AVE · ST LOUIS, MO 63105

Direct Payment

$25,000

WITHUMSMITH+BROWN, PC3+ years

Filed as: RUBIN BROWN

Service code 50

PO BOX 790379 · ST.LOUIS, MO 63179

Direct Payment

$18,950

APEX OIL COMPANY, INC. EMPLOYEE SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

APEX OIL COMPANY, INC. EMPLOYEE SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion