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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,101 | $84,953+93.2% | $163,379+0.4% | $82,637+98.6% |
| Participation rate | 92.3% | 65.9%+26.4pp | 76.8%+15.5pp | 68.1%+24.3pp |
| Annual return | 13.16% | 23.07%-9.9pp | 63.41%-50.2pp | 53.51%-40.3pp |
| Employer contribution / active EE | $4,524 | $2,183+107.3% | $3,752+20.6% | $2,552+77.3% |
| Participant deferral / active EE | $5,476 | $4,326+26.6% | $6,282-12.8% | $4,126+32.7% |
| Admin fee / account holder | $6,322 | $7,921-20.2% | $9,818-35.6% | $7,339-13.9% |