Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,223 | $65,027-53.5% | $90,970-66.8% | $79,852-62.2% |
| Participation rate | 41.5% | 61.6%-20.1pp | 69.0%-27.5pp | 69.6%-28.1pp |
| Annual return | 9.82% | 30.45%-20.6pp | 134.58%-124.8pp | 31.72%-21.9pp |
| Employer contribution / active EE | $1,016 | $1,247-18.6% | $2,122-52.1% | $2,471-58.9% |
| Participant deferral / active EE | $1,390 | $2,512-44.6% | $3,373-58.8% | $3,740-62.8% |
| Admin fee / account holder | $2,096 | $4,535-53.8% | $5,960-64.8% | $5,306-60.5% |