Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,757 | $63,314-19.8% | $91,004-44.2% | $62,293-18.5% |
| Participation rate | 40.0% | 73.3%-33.3pp | 75.6%-35.6pp | 69.5%-29.5pp |
| Annual return | 15.15% | 21.00%-5.8pp | 4.60%+10.6pp | 28.90%-13.7pp |
| Employer contribution / active EE | $386 | $1,807-78.6% | $2,456-84.3% | $2,042-81.1% |
| Participant deferral / active EE | $1,932 | $2,944-34.4% | $3,548-45.5% | $3,169-39.0% |
| Admin fee / account holder | $1,156 | $468+147.3% | $5,417-78.7% | $479+141.2% |