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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,215 | $97,729-58.9% | $83,830-52.0% | $135,379-70.3% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -7.93% | 1287.52%-1295.5pp | 850.97%-858.9pp | 519.79%-527.7pp |
| Employer contribution / active EE | $605 | $4,222-85.7% | $3,631-83.3% | $4,779-87.3% |
| Participant deferral / active EE | $3,669 | $4,683-21.7% | $4,082-10.1% | $5,609-34.6% |
| Admin fee / account holder | $508 | $6,674-92.4% | $5,479-90.7% | $10,828-95.3% |