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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,583 | $142,392-47.6% | $119,622-37.7% | $134,532-44.6% |
| Participation rate | 90.0% | 82.8%+7.2pp | 79.3%+10.7pp | 81.2%+8.8pp |
| Annual return | -18.66% | -12.46%-6.2pp | -14.98%-3.7pp | 418.27%-436.9pp |
| Employer contribution / active EE | $633 | $5,224-87.9% | $4,232-85.1% | $4,741-86.7% |
| Participant deferral / active EE | $4,609 | $6,467-28.7% | $5,601-17.7% | $6,401-28.0% |
| Admin fee / account holder | $1,733 | $13,593-87.2% | $10,328-83.2% | $11,429-84.8% |