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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,319 | $162,821-63.0% | $133,978-55.0% | $158,982-62.1% |
| Participation rate | 90.9% | 83.2%+7.7pp | 79.8%+11.1pp | 82.0%+8.9pp |
| Annual return | 16.29% | 41.95%-25.7pp | 45.10%-28.8pp | 302.99%-286.7pp |
| Employer contribution / active EE | $1,590 | $4,976-68.0% | $3,919-59.4% | $4,763-66.6% |
| Participant deferral / active EE | $3,978 | $5,910-32.7% | $5,047-21.2% | $5,983-33.5% |
| Admin fee / account holder | $12,238 | $11,742+4.2% | $8,930+37.0% | $11,252+8.8% |