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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,687 | $165,361+100.0% | $149,715+120.9% | $158,950+108.0% |
| Participation rate | 88.9% | 84.6%+4.3pp | 82.5%+6.4pp | 82.0%+6.9pp |
| Annual return | 12.62% | 348.24%-335.6pp | 276.66%-264.0pp | 302.91%-290.3pp |
| Employer contribution / active EE | $3,619 | $5,103-29.1% | $4,645-22.1% | $4,762-24.0% |
| Participant deferral / active EE | $10,401 | $7,182+44.8% | $6,842+52.0% | $5,983+73.9% |
| Admin fee / account holder | $520 | $10,808-95.2% | $9,310-94.4% | $11,248-95.4% |