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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,530 | $127,387-36.0% | $115,038-29.1% | $125,389-35.0% |
| Participation rate | 60.0% | 84.2%-24.2pp | 81.4%-21.4pp | 83.2%-23.2pp |
| Annual return | -0.36% | 31.28%-31.6pp | 26.14%-26.5pp | 282.24%-282.6pp |
| Employer contribution / active EE | $1,926 | $5,166-62.7% | $4,608-58.2% | $4,866-60.4% |
| Participant deferral / active EE | $2,210 | $6,423-65.6% | $6,026-63.3% | $5,352-58.7% |
| Admin fee / account holder | $810 | $9,516-91.5% | $8,175-90.1% | $9,541-91.5% |