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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,300 | $81,870+37.2% | $119,634-6.1% | $68,490+64.0% |
| Participation rate | 61.4% | 71.9%-10.5pp | 79.3%-17.9pp | 67.9%-6.5pp |
| Annual return | -15.69% | -23.82%+8.1pp | -14.98%-0.7pp | -7.85%-7.8pp |
| Employer contribution / active EE | $1,604 | $2,692-40.4% | $4,232-62.1% | $2,597-38.2% |
| Participant deferral / active EE | $4,937 | $4,148+19.0% | $5,601-11.9% | $4,028+22.6% |
| Admin fee / account holder | $10,382 | $6,583+57.7% | $10,329+0.5% | $5,403+92.2% |