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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,670 | $99,994+29.7% | $146,643-11.6% | $85,847+51.0% |
| Participation rate | 60.0% | 73.1%-13.1pp | 80.1%-20.1pp | 69.3%-9.3pp |
| Annual return | 12.26% | 18.93%-6.7pp | 22.75%-10.5pp | 318.61%-306.3pp |
| Employer contribution / active EE | $1,495 | $2,559-41.6% | $4,137-63.9% | $2,565-41.7% |
| Participant deferral / active EE | $4,167 | $4,006+4.0% | $5,506-24.3% | $3,952+5.4% |
| Admin fee / account holder | $1,510 | $7,703-80.4% | $10,280-85.3% | $6,261-75.9% |