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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $481,678 | $180,466+166.9% | $154,114+212.5% | $135,382+255.8% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -3.27% | 888.15%-891.4pp | 735.16%-738.4pp | 519.77%-523.0pp |
| Employer contribution / active EE | $8,672 | $6,035+43.7% | $5,298+63.7% | $4,779+81.5% |
| Participant deferral / active EE | $11,638 | $5,806+100.4% | $5,081+129.1% | $5,609+107.5% |
| Admin fee / account holder | $5,882 | $16,144-63.6% | $13,411-56.1% | $10,829-45.7% |