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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,677 | $75,541+116.7% | $152,093+7.6% | $82,637+98.1% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.20% | 32.56%-20.4pp | 66.36%-54.2pp | 53.51%-41.3pp |
| Employer contribution / active EE | $9,429 | $2,622+259.6% | $4,175+125.9% | $2,552+269.5% |
| Participant deferral / active EE | $5,673 | $3,206+77.0% | $5,451+4.1% | $4,126+37.5% |
| Admin fee / account holder | $3,986 | $6,405-37.8% | $14,497-72.5% | $7,339-45.7% |