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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,245 | $209,425+93.5% | $178,499+127.0% | $158,966+154.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 12.92% | 188.80%-175.9pp | 151.10%-138.2pp | 302.95%-290.0pp |
| Employer contribution / active EE | $6,452 | $5,707+13.1% | $5,011+28.8% | $4,762+35.5% |
| Participant deferral / active EE | $3,250 | $5,955-45.4% | $5,202-37.5% | $5,983-45.7% |
| Admin fee / account holder | $1,713 | $17,078-90.0% | $13,986-87.7% | $11,250-84.8% |