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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,329 | $60,349+97.7% | $74,184+60.9% | $62,881+89.8% |
| Participation rate | 96.8% | 72.7%+24.0pp | 76.6%+20.2pp | 69.3%+27.5pp |
| Annual return | 9.19% | 21.38%-12.2pp | 17.74%-8.6pp | 20.14%-11.0pp |
| Employer contribution / active EE | $2,310 | $1,680+37.5% | $2,370-2.5% | $2,281+1.3% |
| Participant deferral / active EE | $6,310 | $2,856+120.9% | $3,550+77.8% | $3,203+97.0% |
| Admin fee / account holder | $303 | $4,261-92.9% | $5,586-94.6% | $4,296-93.0% |