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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,502 | $56,200+64.6% | $67,653+36.7% | $59,633+55.1% |
| Participation rate | 93.1% | 71.5%+21.6pp | 75.7%+17.4pp | 68.7%+24.4pp |
| Annual return | -1.42% | 18506.71%-18508.1pp | 6625.22%-6626.6pp | 2041.40%-2042.8pp |
| Employer contribution / active EE | $2,384 | $1,615+47.7% | $2,266+5.2% | $2,203+8.2% |
| Participant deferral / active EE | $6,426 | $2,843+126.0% | $3,560+80.5% | $3,192+101.4% |
| Admin fee / account holder | $3,057 | $3,959-22.8% | $4,821-36.6% | $4,297-28.9% |