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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,957 | $115,903+22.5% | $100,528+41.2% | $158,966-10.7% |
| Participation rate | 50.0% | 81.6%-31.6pp | 79.4%-29.4pp | 82.0%-32.0pp |
| Annual return | 13.79% | 34.80%-21.0pp | 30.90%-17.1pp | 302.95%-289.2pp |
| Employer contribution / active EE | $2,269 | $4,105-44.7% | $3,419-33.6% | $4,762-52.4% |
| Participant deferral / active EE | $6,853 | $6,677+2.6% | $6,271+9.3% | $5,983+14.5% |
| Admin fee / account holder | $80,037 | $11,000+627.6% | $8,084+890.1% | $11,250+611.4% |