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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,287 | $81,504-29.7% | $102,437-44.1% | $80,959-29.2% |
| Participation rate | 61.1% | 66.9%-5.7pp | 74.5%-13.4pp | 67.7%-6.6pp |
| Annual return | 12.16% | 25.60%-13.4pp | 24.95%-12.8pp | 35.67%-23.5pp |
| Employer contribution / active EE | $1,410 | $3,104-54.6% | $3,871-63.6% | $2,757-48.9% |
| Participant deferral / active EE | $2,106 | $3,871-45.6% | $5,060-58.4% | $4,300-51.0% |
| Admin fee / account holder | $6,755 | $6,719+0.5% | $8,388-19.5% | $6,925-2.5% |