| Provider | Service type | Compensation |
|---|---|---|
COMMERCE BANK7 years Service code 19 · EIN 48-0962626 | Securities Custodian | $544,274 |
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $106,333 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $433,454 | $121,599+256.5% | $135,998+218.7% | $103,657+318.2% |
| Participation rate | 96.5% | 76.2%+20.3pp | 81.9%+14.6pp | 73.4%+23.1pp |
| Annual return | 20.92% | 26.09%-5.2pp | 68.37%-47.4pp | 33.13%-12.2pp |
| Employer contribution / active EE | $20,926 | $4,627+352.3% | $4,860+330.6% | $3,216+550.8% |
| Participant deferral / active EE | $0 | $7,782-100.0% | $7,761-100.0% | $5,218-100.0% |
| Admin fee / account holder | $60 | $76-20.9% | $10,769-99.4% | $114-47.5% |