| Provider | Service type | Compensation |
|---|---|---|
COMMERCE BANK5 years Service code 19 · EIN 48-0962626 | Securities Custodian | $480,743 |
PRINCIPAL LIFE INSURANCE COMPANY7+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $103,169 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,632 | $114,842+268.9% | $159,495+165.6% | $101,555+317.1% |
| Participation rate | 100.0% | 71.6%+28.4pp | 82.8%+17.2pp | 74.5%+25.5pp |
| Annual return | 13.39% | 22.90%-9.5pp | 263.72%-250.3pp | 21.00%-7.6pp |
| Employer contribution / active EE | $16,651 | $3,203+419.8% | $4,831+244.6% | $2,972+460.2% |
| Participant deferral / active EE | $0 | $6,336-100.0% | $7,354-100.0% | $4,874-100.0% |
| Admin fee / account holder | $67 | $80-16.6% | $10,804-99.4% | $139-52.0% |