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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,278 | $80,992-20.6% | $96,534-33.4% | $75,173-14.5% |
| Participation rate | 75.0% | 71.8%+3.2pp | 76.0%-1.0pp | 67.2%+7.8pp |
| Annual return | 18.07% | 27.05%-9.0pp | 25.88%-7.8pp | 160.72%-142.6pp |
| Employer contribution / active EE | $3,110 | $2,283+36.2% | $2,965+4.9% | $2,671+16.4% |
| Participant deferral / active EE | $7,396 | $3,929+88.2% | $4,851+52.5% | $4,126+79.2% |
| Admin fee / account holder | $1,411 | $6,717-79.0% | $8,253-82.9% | $5,651-75.0% |