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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,756 | $86,298-43.5% | $111,308-56.2% | $85,847-43.2% |
| Participation rate | 83.3% | 73.3%+10.0pp | 77.3%+6.0pp | 69.3%+14.0pp |
| Annual return | 14.80% | 19.99%-5.2pp | 54.67%-39.9pp | 318.61%-303.8pp |
| Employer contribution / active EE | $2,881 | $2,044+41.0% | $2,732+5.4% | $2,565+12.3% |
| Participant deferral / active EE | $6,896 | $3,641+89.4% | $4,487+53.7% | $3,952+74.5% |
| Admin fee / account holder | $524 | $8,189-93.6% | $7,965-93.4% | $6,261-91.6% |