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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,390 | $144,130+45.3% | $117,860+77.7% | $147,585+41.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 9.73% | 531.20%-521.5pp | 335.10%-325.4pp | 578.58%-568.9pp |
| Employer contribution / active EE | $1,936 | $4,897-60.5% | $3,786-48.9% | $4,876-60.3% |
| Participant deferral / active EE | $0 | $5,316-100.0% | $4,482-100.0% | $5,439-100.0% |
| Admin fee / account holder | $4,497 | $10,887-58.7% | $8,021-43.9% | $10,886-58.7% |