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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,732 | $84,697+10.7% | $73,845+26.9% | $125,393-25.2% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | -4.09% | 3123.66%-3127.8pp | 2267.91%-2272.0pp | 282.23%-286.3pp |
| Employer contribution / active EE | $8,264 | $3,123+164.6% | $2,788+196.5% | $4,866+69.8% |
| Participant deferral / active EE | $4,913 | $3,993+23.1% | $3,583+37.1% | $5,351-8.2% |
| Admin fee / account holder | $4,751 | $5,692-16.5% | $4,881-2.7% | $9,541-50.2% |