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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,344 | $118,708-23.1% | $98,920-7.7% | $158,966-42.5% |
| Participation rate | 60.0% | 77.8%-17.8pp | 76.0%-16.0pp | 82.0%-22.0pp |
| Annual return | 16.28% | 372.49%-356.2pp | 196.47%-180.2pp | 302.95%-286.7pp |
| Employer contribution / active EE | $609 | $3,334-81.7% | $2,689-77.4% | $4,762-87.2% |
| Participant deferral / active EE | $4,028 | $5,089-20.8% | $4,245-5.1% | $5,983-32.7% |
| Admin fee / account holder | $32 | $10,134-99.7% | $6,643-99.5% | $11,250-99.7% |