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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,809 | $65,555+110.2% | $86,216+59.8% | $75,173+83.3% |
| Participation rate | 63.2% | 60.5%+2.7pp | 69.0%-5.8pp | 67.2%-4.0pp |
| Annual return | 15.87% | 46.07%-30.2pp | 1169.42%-1153.5pp | 160.72%-144.9pp |
| Employer contribution / active EE | $496 | $1,553-68.1% | $2,382-79.2% | $2,671-81.4% |
| Participant deferral / active EE | $4,063 | $3,023+34.4% | $3,986+1.9% | $4,126-1.5% |
| Admin fee / account holder | $13,654 | $5,469+149.7% | $6,853+99.2% | $5,651+141.6% |