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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,369 | $59,813+89.5% | $79,580+42.5% | $68,486+65.5% |
| Participation rate | 69.4% | 61.1%+8.4pp | 69.5%0pp | 67.9%+1.6pp |
| Annual return | -15.44% | -12.30%-3.1pp | 0.15%-15.6pp | -7.85%-7.6pp |
| Employer contribution / active EE | $582 | $1,505-61.4% | $2,413-75.9% | $2,597-77.6% |
| Participant deferral / active EE | $4,885 | $3,024+61.5% | $3,985+22.6% | $4,028+21.3% |
| Admin fee / account holder | $13,626 | $4,835+181.8% | $6,835+99.4% | $5,404+152.2% |