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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,446 | $72,269-1.1% | $101,271-29.5% | $79,852-10.5% |
| Participation rate | 90.0% | 68.5%+21.5pp | 75.8%+14.2pp | 69.6%+20.4pp |
| Annual return | 9.75% | 22.29%-12.5pp | 46.48%-36.7pp | 31.72%-22.0pp |
| Employer contribution / active EE | $979 | $2,692-63.6% | $3,660-73.3% | $2,471-60.4% |
| Participant deferral / active EE | $221 | $3,282-93.3% | $4,371-94.9% | $3,740-94.1% |
| Admin fee / account holder | $3,919 | $4,401-10.9% | $5,948-34.1% | $5,306-26.1% |