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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,275 | $63,346-12.7% | $92,240-40.1% | $70,126-21.2% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 16.97% | 530.19%-513.2pp | 176.29%-159.3pp | 73.15%-56.2pp |
| Employer contribution / active EE | $6,234 | $2,471+152.3% | $3,680+69.4% | $2,343+166.1% |
| Participant deferral / active EE | $1,565 | $2,854-45.2% | $3,897-59.8% | $3,332-53.0% |
| Admin fee / account holder | $2,979 | $3,841-22.4% | $5,194-42.7% | $4,645-35.9% |