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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,859 | $81,476-14.3% | $102,383-31.8% | $80,925-13.7% |
| Participation rate | 85.7% | 66.8%+18.9pp | 74.5%+11.2pp | 67.7%+18.1pp |
| Annual return | 10.76% | 25.59%-14.8pp | 24.94%-14.2pp | 35.65%-24.9pp |
| Employer contribution / active EE | $10,772 | $3,105+247.0% | $3,870+178.3% | $2,756+290.8% |
| Participant deferral / active EE | $3,112 | $3,871-19.6% | $5,060-38.5% | $4,299-27.6% |
| Admin fee / account holder | $11,047 | $6,717+64.5% | $8,391+31.7% | $6,940+59.2% |