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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,840 | $89,367+15.1% | $141,191-27.2% | $72,975+40.9% |
| Participation rate | 96.2% | 75.1%+21.0pp | 82.5%+13.7pp | 69.5%+26.7pp |
| Annual return | 10.07% | 111.87%-101.8pp | 71.41%-61.3pp | 81.01%-70.9pp |
| Employer contribution / active EE | $1,591 | $3,115-48.9% | $4,736-66.4% | $2,440-34.8% |
| Participant deferral / active EE | $4,756 | $5,419-12.2% | $6,710-29.1% | $3,608+31.8% |
| Admin fee / account holder | $68,242 | $5,957+1045.7% | $10,264+564.9% | $5,124+1231.8% |