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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,461 | $45,566+30.5% | $64,105-7.2% | $59,633-0.3% |
| Participation rate | 62.5% | 60.2%+2.3pp | 68.2%-5.7pp | 68.7%-6.2pp |
| Annual return | -1.33% | 4.95%-6.3pp | 791.24%-792.6pp | 2041.45%-2042.8pp |
| Employer contribution / active EE | $206 | $934-78.0% | $1,820-88.7% | $2,203-90.7% |
| Participant deferral / active EE | $4,052 | $2,057+97.0% | $2,822+43.6% | $3,192+27.0% |
| Admin fee / account holder | $810 | $3,268-75.2% | $4,499-82.0% | $4,297-81.2% |