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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,260 | $94,031+23.6% | $115,768+0.4% | $82,448+41.0% |
| Participation rate | 82.5% | 70.4%+12.0pp | 74.4%+8.1pp | 68.1%+14.4pp |
| Annual return | 11.91% | 20.61%-8.7pp | 100.46%-88.6pp | 41.64%-29.7pp |
| Employer contribution / active EE | $3,436 | $2,323+47.9% | $2,940+16.9% | $2,551+34.7% |
| Participant deferral / active EE | $6,658 | $3,972+67.6% | $4,917+35.4% | $4,139+60.8% |
| Admin fee / account holder | $8,144 | $10,249-20.5% | $12,439-34.5% | $7,234+12.6% |