Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,393 | $65,555-73.5% | $86,216-79.8% | $75,173-76.9% |
| Participation rate | 40.9% | 60.5%-19.6pp | 69.0%-28.1pp | 67.2%-26.3pp |
| Annual return | 14.17% | 46.07%-31.9pp | 1169.42%-1155.2pp | 160.72%-146.5pp |
| Employer contribution / active EE | $374 | $1,553-75.9% | $2,382-84.3% | $2,671-86.0% |
| Participant deferral / active EE | $959 | $3,023-68.3% | $3,986-75.9% | $4,126-76.8% |
| Admin fee / account holder | $776 | $5,469-85.8% | $6,853-88.7% | $5,651-86.3% |