Retirement plan

S.E.M.O. BOX COMPANY, INC. 401(K) PROFIT SHARING PLAN

Name: S.E.M.O. BOX COMPANY, INC - S.E.M.O. BOX COMPANY, INC. 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: S.E.M.O. BOX COMPANY, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, S.E.M.O. BOX COMPANY, INC. 401(K) PROFIT SHARING PLAN, S.E.M.O. BOX COMPANY, INC

S.E.M.O. BOX COMPANY, INCEIN 43-1302288Plan #001PY 2017

4921 NASH ROAD - CAPE GIRARDEAU, MO 63701573-334-6124

Prospect flagsHigh feesLow participationLow participant contribution

How to read this page

Total assets (EOY)

$775K

+22.5% from 2016

Total participants

0.0% from 2016

Average account balance

$110,748

+22.5% from 2016

Annual return

22.83%

+16.81 pp from 2016

Benchmarks

See 8,098 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants<25

Cohort8,098 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.26M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$140K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$30K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.79%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2867

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$10K

$1000 / participant

Other / not subdivided$10K100.0%

% of EOY assets

1.290%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$110,748

$104,251+6.2%

$91,004+21.7%

$147,586-25.0%

Participation rate

60.0%

78.2%-18.2pp

75.6%-15.6pp

82.8%-22.8pp

Annual return

22.83%

27.06%-4.2pp

4.60%+18.2pp

578.59%-555.8pp

Employer contribution / active EE

$3,116-100.0%

$2,456-100.0%

$4,876-100.0%

Participant deferral / active EE

$802

$4,195-80.9%

$3,548-77.4%

$5,439-85.2%

Admin fee / account holder

$1,429

$8,948-84.0%

$5,417-73.6%

$10,886-86.9%

S.E.M.O. BOX COMPANY, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

S.E.M.O. BOX COMPANY, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion