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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,904 | $84,685+81.7% | $73,836+108.4% | $125,389+22.7% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | 0.53% | 3123.80%-3123.3pp | 2268.06%-2267.5pp | 282.24%-281.7pp |
| Employer contribution / active EE | $1,463 | $3,123-53.2% | $2,787-47.5% | $4,866-69.9% |
| Participant deferral / active EE | $2,369 | $3,993-40.7% | $3,583-33.9% | $5,352-55.7% |
| Admin fee / account holder | $2,153 | $5,694-62.2% | $4,882-55.9% | $9,541-77.4% |