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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,056 | $106,247-35.9% | $96,515-29.5% | $139,466-51.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 91.78% | 38.47%+53.3pp | 35.73%+56.1pp | 373.66%-281.9pp |
| Employer contribution / active EE | $3,400 | $4,106-17.2% | $3,740-9.1% | $4,754-28.5% |
| Participant deferral / active EE | $3,677 | $5,456-32.6% | $4,880-24.6% | $6,712-45.2% |
| Admin fee / account holder | $3,325 | $7,885-57.8% | $6,735-50.6% | $11,409-70.9% |